Your investment details
Amount per month
Expected yearly return
Age today
Target retirement
Gap for comparison
Started 5 yrs ago
Start Today
Start 5 yrs later
Starting Age
20
25
30
Monthly SIP
₹10,000
₹10,000
₹10,000
Return p.a.
12%
12%
12%
Retire at
60
60
60
Yrs Investing
40
35
30
Amt Invested
₹48L
total put in
₹42L
total put in
₹36L
total put in
Total value at retirement
Started Early
From age 20
—
Start Today
From age 25
—
Start Late
From age 30
—
😔 Already missed out on
—
by not starting X years ago
⚠️ Will lose if you delay more
—
if you wait X more years
—
Assumes constant annual returns via monthly SIP (beginning of month).
Actual market returns vary. This is illustrative only — not investment advice.